Insurance Coverage Guidelines for Farming Essentials

Seek adequate insurance coverage for the farmland that you recently purchased. Have an assessment of your property conducted first. The assessment will help you determine how much insurance is needed.


An insurance representative will assess your farmland, determining your risk level and whether any changes need to be made to the land or its existing structures.

Prepare your property before the assessment is conducted. Make sure that the insurance representative can access each area where they will be conducting the assessment. 

Land Assessment

The insurance representative will view the outdoor property. The drainage conditions and layout of the land will be assessed during this process.

The representative will consider whether soil erosion or flooding could be a concern. Notes may be taken during the assessment, which will pertain to the present condition of the farmland.


An assessment of your farming equipment will be done. Machinery, vehicles, and any other possessions used to operate your farm will also be inspected now.


The buildings that are on your land will be examined. The condition of the structural materials will be inspected. The representative will look for signs of damage. They will also determine if any of the structural materials are weak and at risk of becoming damaged in the future.

Reach out to Selkirk Insurance Services

You will be provided with the results at the end of the inspection process. These results will indicate if you need to make any repairs to your property.

Once your farmland is in adequate shape, contact one of our agents who represent Sandpoint, ID. A Selkirk Insurance Services agent will prepare your farming insurance documents.