Conventional wisdom says that you should combine your automotive insurance with your spouse when you get married in Sandpoint, ID. This idea can work to your advantage by lowering the auto policy premiums from The Insurance Shop USA. When does and doesn’t it work?
Both Spouses Have Good Driving Records
If both drivers maintain good driving records, you can typically reduce your premiums by insuring both drivers and all vehicles on one policy. Neither individual should have DUIs, points lost on their license, or a poor credit rating.
One Spouse Has an Iffy or Bad Driving Record
Your premiums could increase if one driver has a poor driving record or DUIs. Avoid your partner finding out about DUIs or reckless driving through an insurance quote by talking about such things in advance. An impending marriage offers an opportunity to talk about many important topics, such as your life’s high and low points.
Both Spouses Have Poor Driving Records
If both spouses have poor driving records and lost points on their licenses, combining policies won’t help matters. Because neither person has a good driving record, your premiums either won’t change or will go up.
Contact The Insurance Shop USA
The conventional wisdom of combining policies comes from assumed reduced risk. Married people typically behave more responsibly behind the wheel and otherwise, whether they reside in Sandpoint, ID, or the furthest reaches of the poles. Contact The Insurance Shop USA to learn about combining your auto insurance with your spouse. Let us help you save money.
