What comes with an auto insurance plan in Idaho?

People that live in the Sandpoint, ID area will always want to have a vehicle to ensure they can get around their community. If you are going to own a vehicle in Idaho, insuring it the right way is very important. If you are going to get an auto insurance plan, you can receive a few forms of protection that will make the insurance a good investment. 

Liability Coverage

An important part of your auto insurance plan in Idaho is liability coverage. When you are going to drive any type of vehicle in this state, there will always be a chance that you can cause an accident that results in damages. As you will be responsible for these damages, insuring against the risk is important. With an auto insurance plan, you will have the support needed to offset this concern. Having this coverage is also needed to remain in compliance with state law.

Protection for Assets

You should also get an auto insurance plan to have protection for your assets. If you buy a vehicle of any kind, you will want to ensure it is protected against the risks of theft or accident damage. A proper insurance plan that contains both collision and comprehensive protection will give you the support needed to ensure you can replace your vehicle if you do incur a covered loss. 

Those that are going to get insurance in the Sandpoint, ID area will always want to ensure they have the right insurance in place. To ensure you are making a good insurance choice, calling The Insurance Shop USA is a good idea. The team with The Insurance Shop USA can give you any support you need to build an insurance plan that gives you the ideal coverage and protection. 

Additional Wedding Insurance Coverage Options

Couples tying the knot can purchase insurance policies to help protect them against damage incurred by wedding-related issues. On top of basic wedding insurance, couples can buy supplemental coverage to defend against specific wedding-related damages. Engaged couples should speak with their insurance agent to discuss wedding insurance coverage options available in Sandpoint, ID. Or, give our agents a call at The Insurance Shop USA to discuss wedding insurance coverage in more detail.

What Does Wedding Insurance Cover? 

Before determining what additional insurance coverage options you need, you must first know what is already included in your basic wedding insurance policy. Most wedding insurance policies include coverage of problems with the venue, vendors, weather issues, and injury. However, wedding insurance does not cover a change of heart and generally has limitations regarding what it specifically covers. 

What Are Additional Wedding Insurance Coverage Options? 

Additional wedding insurance coverage options include: 

  • Photography: Some policies cover costs if the photographer does not show up, the original prints are lost, damaged, stolen, or poorly printed. Some policies pay for the retaking of photos, including all the details to stage the new photos. 
  • Videographer: When the video produced by a professional videographer is damaged or poorly produced, the insurance policy may cover staging the wedding to re-produce a new video. 
  • Gifts: Insurance policies cover non-monetary gifts that are damaged or stolen. A police report is required for stolen gifts, and proof of damage is needed. There is a set time limit on filing a claim for gift insurance. 
  • Attire: Insurance coverage includes paying for repairing or replacing a wedding gown and other wedding-day attire. 
  • Personal Liability: Covers bodily injury or property damage caused during the wedding. 
  • Medical Coverage: Pays for medical expenses for those who become injured during the wedding. 
  • Honeymoon: Similar to travel insurance, this policy covers anything that could happen during the honeymoon, such as delay of trip, cancellation, and lost luggage. 

You have enough to worry about preparing for your Sandpoint, ID wedding. Let our agents at The Insurance Shop USA help you alleviate the worry and find you the best wedding insurance policy for your special day.