Expecting the Unexpected: Why Wedding Insurance Matters

Weddings are expensive, and while the time leading up to the wedding is full of excitement and joy, it’s normal to feel stressed. Protecting your investment is critical, and here, we’ll take a look at how wedding insurance can help you rest assured that you’ll be in the clear if something goes wrong at the last minute. 


Many wedding insurance plans protect against the illness of the couple or the illness of their immediate family members (including their parents). Typically, policies only cover unexpected issues, not pre-existing conditions. 


If you’ve planned a gorgeous outdoor wedding that’s brought to a halt due to extreme weather conditions that prevent the couple, wedding party, immediate family, or the majority of guests from being unable to make it to the wedding, your wedding insurance policy will allow you to reschedule the wedding. An important note: many policies require that you pay for the policy in full at least two weeks before the wedding to be eligible to file weather-related claims.

Wedding Site Issues

Sometimes, unpredictable issues with the wedding site, such as a fire or a flood, require event postponement. Wedding event insurance will allow you to recoup your investment if unexpected conditions have caused your wedding site to no longer be available for your event. 

The Insurance Shop USA: Serving Sandpoint, ID Customers with Wedding Insurance Policies

You’re spending months, or even years, planning for your big day, and your investment and hard work must be protected. Reach out to The Insurance Shop USA, serving Sandpoint, ID, for more information about how we can help you relax and remember that you’re protected before your wedding day.

Why You Need Liability Protection for Your Vehicle

If you drive a vehicle in Idaho, you’re required to have an active auto insurance policy to cover it. You need to have an auto insurance policy in place from the moment you buy your car and keep it for as long as you own it. Several types of auto insurance coverage are required to be in your auto policy. Some of these include different types of liability coverage. Call us at The Insurance Shop USA in Sandpoint, ID to learn more. 

Accidents and Liability

Many don’t think much about car accidents or what could happen afterward. However, it’s important to be prepared. This is especially true for accidents in which you were the cause. You may not think you would cause an accident, but mistakes do happen, and you could be found at fault. That’s why you need liability coverage for your vehicle. If you cause an accident, this insurance will pay for the damages. 

Bodily Injury and Property Damage

Your liability coverage is divided into two types. One of these is bodily injury liability, and the other is property damage liability. Both coverage types pay the other party when you cause an accident. Bodily injury pays for the medical bills and other associated costs that the injured party has. For some, this could include lost wages. Property damage liability is for damage you cause to another vehicle or any other type of property. Both of these liability coverage types come with very small minimums in Idaho. That makes it a good idea to get more coverage than the minimum. 

Get Auto Insurance

If you don’t have an auto policy yet, don’t wait to get it. Call us at The Insurance Shop USA in Sandpoint, ID. We can tell you exactly what’s required in the state and help you choose the right policy for you.