Month: April 2022

What to Expect After Filing a Claim for an Auto Accident

Posted on by AgentInsure

An auto accident is an unexpected problem, and it helps to know what to do after filing the claim with an auto insurance company to compensate you for the damages. 

First, a claims adjuster will contact you within a brief time frame and manage your claim. They will find out how the accident with your vehicle happened. They may ask for additional information they would need to investigate your auto insurance claim, too. 

You may need to know information about what to do next. The Insurance Shop USA in Sandpoint, ID could be the insurance company that helps you with your questions. They care about giving you the answers you need as soon as possible. Being quick to respond is important after an automobile accident. Call us today to get the help you need with your policy.

Is there a repair shop that the insurance company could recommend?

If the auto insurance company recommends a "preferred" auto repair shop, it may give you faster service or even guarantee the repairs. Get this guarantee of repair quality in writing.

How will the damages to your vehicle be inspected?

You may need to take photographs of the damages to your vehicle, or a claims adjuster may come to your vehicle for this inspection. 

If the fault of the accident is not known yet, when will this information be known and given to you?

The insurance company may need time to assess the fault of the accident, and the claims adjuster may know the time frame.

Call The Insurance Shop USA in Sandpoint, ID today to get the help you need with your policy.

Who needs home insurance in Idaho?

Posted on by AgentInsure

If you are going to move to the Sandpoint, ID area, you will want to consider owning your own home. With property ownership, you will continue to have a consistent place to call home, can build equity, and will be able to help hedge against inflation. While various advantages come with owning a home, it is vital that you get the right insurance. There are various reasons why this coverage is a necessity.

Meet Standards and Requirements

A reason that many people in this part of Idaho will need home insurance is so they can meet the requirements and standards set by their lenders. Most people in this region will finance their home using a mortgage. In this situation, you will have to carry home insurance until the loan is paid off in full. You will also need to have your payments escrowed each month in many cases. 

Protect Assets

You should also have home insurance to ensure your assets are protected. A home insurance plan can protect your assets in various ways. To start, it can provide direct coverage for both your dwelling and personal property assets, up to the limits set in your policy. Further, you can receive helpful liability coverage that will ensure you are supported if named liable for an accident on your property. 

As you are looking to purchase a property in the Sandpoint, ID area, you will want to know that you are picking a quality insurance plan. A great company to speak with as you evaluate your insurance options is The Insurance Shop USA. The Insurance Shop USA team knows the value of this coverage and will help you choose a policy that will continue to provide adequate coverage and meet your needs. 

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