What Is Wedding Insurance and Why Do You Need It?

When planning your big day, whether in Sandpoint, ID, or some far-off destination, the last thing you want is for disaster to strike. With the average wedding budget hanging around $20,000, you no doubt want to protect that investment. This is where wedding insurance comes in. Wedding insurance can provide financial protection should an unforeseen event befall your wedding day. Let’s look at what wedding insurance can reimburse you for below.

What Wedding Insurance Covers

Two main kinds of wedding insurance are available: liability and cancellation or postponement. Liability insurance can help pay for property damage or injuries that may occur during your ceremony or reception. Should you be forced to cancel or postpone your wedding due to a situation beyond your control, cancellation or postponement insurance will reimburse you.

In addition, there are riders that you can add to your policy for added protection. For instance, if you or your partner are active military and called to duty, a military service rider can cover the cost of rescheduling your wedding. Should the business you’re buying your gown or tuxedo from go out of business, leaving you without your clothes, there’s protection for that as well. You can even insure your honeymoon travel expenses in case you need to cancel due to illness or severe weather.

Protect Your Big Day With Help From The Insurance Shop USA

With so much money riding on your Sandpoint, ID wedding, purchasing wedding insurance is a no-brainer. There are countless providers out there that offer wedding insurance policies. If you need help finding the right plan for your situation, contact the team here at The Insurance Shop USA! Contact us today to learn more.