A burst pipe can cause significant damage to your home. Having home insurance can help during the recovery process, as long as you understand what’s covered and how to file a claim.
Are you a customer of Selkirk Insurance Services, serving Sandpoint, ID? If so, we can help you understand what’s covered under your home insurance policy. When it’s time to file a claim, our team is here to help you navigate the process.
Is a Burst Pipe Covered?
Coverage varies from one home insurance policy to another, but a typical policy will cover damage caused by a burst frozen pipe. To learn more about your specific level of coverage, review your policy documents, or reach out to your insurance agent with any questions. Most home insurance policies cover damage to both the structure and belongings inside the home. If you need to move out temporarily while repairs are made, your policy may cover those additional living expenses as well.
Filing a Claim? Here’s What to Do
Take photos of the damage right away. Your insurance company will want to see these when you file your claim. If you have any documentation related to the burst pipe, such as receipts for expenses incurred, hold onto that as well.
File your claim with the insurance company as soon as possible. Your insurer may have a preferred vendor for cleanup and repairs. Water damage from a burst pipe can lead to mold growth within hours, so it’s important to start repairs quickly by contacting your insurance company right away.
Have Questions About Your Insurance? Call Today
The professionals at Selkirk Insurance Services, serving Sandpoint, ID, are here to help you start the claims process with your insurance company. To get started, call today.
