If you own a vehicle and other assets, you may be curious about combining your insurance policies for additional discounts. In most cases, it is possible to combine auto insurance policies. Doing so is often one of the smartest ways to save money, simplify policy management, and sometimes even improve coverage. If you’re located in Sandpoint, ID, Selkirk Insurance Services can help you determine which additional policies can complement your existing auto insurance.
What Types of Combinations Work?
If you have auto insurance, you may be able to combine it with home insurance. This can result in:
- Multi-policy discounts, which can reduce premiums by 10-25%
- One insurer, one bill, and one renewal date
- Easier claims coordination after major incidents, such as storms
Renters or Condo Insurance
Even if you don’t own a home, you can still combine your auto insurance with renters insurance. Similarly, you can often bundle auto insurance with condo insurance. These policies are typically inexpensive and still qualify you for significant discounts.
Boat, Motorcycle, or RV Insurance
Many insurers allow you to combine traditional auto insurance with:
- Boat or watercraft insurance
- Motorcycle insurance
- RV or motorhome insurance
Bundling recreational vehicle policies can unlock additional savings while simplifying seasonal coverage management, regardless of the time of year or the type of vehicle you own.
Understanding the benefits of combining insurance policies is essential, whether you own a vehicle, a home, a business, or all three. The more familiar you are with your options, the easier it will be to find adequate protection when you need it most. To learn more about combining auto insurance policies or bundling them in Sandpoint, ID, contact Selkirk Insurance Services today for a quote and consultation.
