Living in the Sandpoint, ID, area, it’s crucial to ensure you’re adequately insured. One type of insurance everyone needs here is umbrella insurance, which provides personal liability coverage. This type of insurance covers various situations and scenarios.
Accidents with Serious Damages
An umbrella plan typically covers situations where you’re involved in an accident that results in severe damages. When you’re driving a vehicle, there’s a chance you could cause an accident. Unfortunately, your coverage will be limited to the levels set in your auto insurance policy. If you have an umbrella plan, it provides additional coverage on top of your existing policy.
Dog Bites
If you have a pet in your home, such as a dog, having umbrella coverage is a good idea. An umbrella policy can cover liability damages you may incur if your dog attacks another animal or person. This is particularly important if you don’t have liability coverage through a home or renter’s plan.
Libel and Slander
Libel and slander are liability risks that people need to consider. These can occur if you’re found to have written or said something untrue that led to damage to another party. If you’re covered with an umbrella plan, you’ll have support in these situations.
It’s always essential to ensure that you’re appropriately covered by insurance when you’re in the Sandpoint, ID, area. If you’re looking for coverage here, you should call our team at Selkirk Insurance Services. Our team will provide the necessary help to build your next plan.
