Tips To Stay Safe When Driving on Icy Roads

Winter driving presents unique challenges that every driver should prepare for. When temperatures drop and roads become slick with ice, even experienced drivers can find themselves in dangerous situations. At Selkirk Insurance Services, serving Sandpoint, ID, we want to help keep you safe during the challenging winter months.

Prepare Your Vehicle Before You Drive

Before heading out on potentially icy roads, take time to properly prepare your vehicle. Clear all snow and ice from your windows, mirrors, and lights. Check that your tires have adequate tread depth and proper air pressure, as cold weather can reduce tire pressure significantly. Keep an emergency kit in your car with blankets, water, non-perishable food, and a flashlight.

Adjust Your Driving Technique

Driving on ice requires a completely different approach than normal conditions. Reduce your speed significantly and increase following distance to at least eight seconds behind other vehicles. Avoid sudden movements like hard braking, sharp turns, or rapid acceleration, which can cause your car to slide. If you start to skid, remain calm and steer gently in the direction you want to go while easing off the accelerator.

Know When To Stay Home

Sometimes the best driving decision is not to drive at all. If road conditions look extremely hazardous or weather reports predict severe ice storms, consider postponing non-essential trips. No appointment or errand is worth risking your safety or the safety of others on the road.

Winter driving requires patience, preparation, and good judgment. For comprehensive auto insurance coverage that protects you year-round, contact Selkirk Insurance Services, serving the Sandpoint, ID area, to discuss your options and ensure you’re properly covered.

The Wedding’s Off! Can You Get Your Deposit Back?

Weddings are supposed to be happy, but they have a habit of bringing out the worst in people. And sometimes they just don’t happen at all, for various reasons. If it turns out that your wedding is called off, what about all the deposits and money you’ve already put down? Can you get any of it back?

You Might, Maybe

Go over any contract you’ve signed with attention to terms and conditions regarding refunds and cancellation. Look for a "force majeure" clause that could get you out of the contract due to any circumstances beyond your control, such as a major natural disaster. If the date of the event is some time off, you’ll have a better chance of getting a refund. When you are discussing the situation with the vendor, remember to be clear and polite while negotiating a solution. In the event that you can’t get a refund, it’s a good idea to have event insurance as it may help you recoup your losses. A wedding planner can help you out by negotiating on your behalf or aid in navigating the conversation. If it comes down to legal action, you may have to settle things in small claims court. In some cases, you may find that the vendor will give you at least a partial refund if you can find another couple to rebook the date. 

Selkirk Insurance Services Serves Sandpoint, ID 

If you’re planning a wedding, you can get insurance for the event from us at Selkirk Insurance Services, serving Sandpoint, ID and surrounding areas. We’re happy to help you protect your special day.