Although it may seem unlikely, you or your future spouse could fall ill or become injured just before a planned wedding. This might also happen to other important wedding participants, such as your parents. You could suffer major losses as a result, potentially making it impossible to hold a wedding at a future date. This is one reason why it’s important to have wedding insurance.
What Does It Cover?
Wedding insurance policies normally cover cancellations involving unexpected, serious medical problems. This is true if a health condition prevents the groom, bride, or immediate family members from participating in a wedding. It usually doesn’t apply to more distant family members, such as your cousins.
Coverage may go beyond illness-related cancellations. Some types of wedding insurance also cover harmful effects resulting from a wedding. This means that they could compensate wedding attendees who experience non-communicable illnesses caused by participating in the event. This might happen if meals or beverages served at a Sandpoint, ID wedding venue trigger food poisoning.
Common Exceptions
Be aware that wedding insurance doesn’t always cover illnesses. Many policies don’t provide coverage for pre-existing health problems. Certain contagious illnesses could also be excluded. The same applies to some mild illnesses. Take the time to carefully read your policy’s terms to determine exactly what it does and doesn’t cover.
If you’re interested in wedding insurance, don’t wait until the last minute. Some types of policies can’t be obtained less than two weeks before the event. The experts at Selkirk Insurance Services can help you select the right policy. We have reliably served clients in the Sandpoint, ID area for more than 15 years. To learn more about wedding insurance or request a quote, please call 208-263-0888 to reach Selkirk Insurance Services today.
