{"id":92,"date":"2016-07-13T08:00:00","date_gmt":"2016-07-13T08:00:00","guid":{"rendered":"http:\/\/www.theinsuranceshopusa.com\/blog\/?p=92"},"modified":"2016-07-11T19:12:29","modified_gmt":"2016-07-11T19:12:29","slug":"what-does-umbrella-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.selkirkinsuranceservices.com\/blog\/what-does-umbrella-insurance-cover\/","title":{"rendered":"What Does Umbrella Insurance Cover?"},"content":{"rendered":"<p>Umbrella insurance is a type of insurance that most people do not know much about. It can have a lot to do with your auto insurance and homeowners insurance policies, though, so it may be worth looking in to. Not all people need to have an umbrella insurance policy so it is important to know what it is and what it can cover. Continue reading to learn more about umbrella insurance policies and learn if it is the right option for your needs.&nbsp;<\/p>\n<ul>\n<li>An umbrella insurance policy, when put in the most basic terms, covers your assets when your other insurance policies stop providing coverage. You may not have ever noticed it, but your policies have limits on them and if you have assets that are worth more than the coverage allows for on your auto an homeowners insurance policies, then getting an umbrella insurance policy to cover the difference is always a good idea.<\/li>\n<li>It can also cover your savings accounts, checking accounts, and retirement accounts. Depending on how much you current have in them, you may want to opt for more coverage than the banks or other agencies can provide to you. They also usually have a limit to the amount of coverage they provide so you want to make sure all of your assets are protected.<\/li>\n<li>An umbrella insurance policy protects you from personal injury such as libel, slander, false arrest, and wrongful conviction. This may not be something many people need to have but if you are a prominent member of your community, you may want to consider it.<\/li>\n<\/ul>\n<p>If you are interested in learning more about umbrella insurance policies or taking a look at your current coverage and getting a new quote, be sure to contact us at The Insurance Shop USA today..<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance is a type of insurance that most people do not know much about. It can have a lot to do with your auto insurance and homeowners insurance policies, though, so it may be worth looking in to. Not all people need to have an umbrella insurance policy so it is important to know [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[46],"class_list":["post-92","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-the-insurance-shop-usa"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Umbrella insurance is a type of insurance that most people do not know much about. It can have a lot to do with your auto insurance and homeowners insurance policies, though, so it may be worth looking in to. 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