{"id":475,"date":"2024-05-15T04:00:00","date_gmt":"2024-05-15T10:00:00","guid":{"rendered":"https:\/\/www.selkirkinsuranceservices.com\/blog\/?p=475"},"modified":"2024-05-09T10:53:52","modified_gmt":"2024-05-09T16:53:52","slug":"three-things-to-know-about-insuring-a-new-sailboat","status":"publish","type":"post","link":"https:\/\/www.selkirkinsuranceservices.com\/blog\/three-things-to-know-about-insuring-a-new-sailboat\/","title":{"rendered":"Three Things to Know About Insuring a New Sailboat"},"content":{"rendered":"<p>Owning a new sailboat brings the promise of new adventures on the water. Amidst the excitement of getting a new boat, however, it&rsquo;s important to take a moment and make sure the boat is properly protected. Here are three key things about adequately insuring a new sailboat with boar insurance.<\/p>\n<h2><strong>1. Protection Against Damage: Sometimes Required<\/strong><\/h2>\n<p>One of the most important aspects of boat insurance is protecting your vessel, especially when it&rsquo;s new.&nbsp;<\/p>\n<p>You&rsquo;ll likely be required to insure against vessel damage if you&rsquo;re financing your boat. Most lenders require this when underwriting boat loans to ensure the vessel used as collateral against a loan is protected. However, it&rsquo;s broadly recommended that you get damage coverage regardless of whether you&rsquo;re required to.<\/p>\n<h2><strong>2. Coverage for Onboard Gear: Protecting Your Equipment<\/strong><\/h2>\n<p>In addition to protecting your boat against damage (and theft), it&rsquo;s also important to protect what&rsquo;s on it. Make sure any tackle, safety equipment, electronics, and other gear is protected against fire, theft, and other perils. This coverage is usually distinct from damage coverage.<\/p>\n<h2><strong>3. Trailer Coverage: Safeguarding Your Transport<\/strong><\/h2>\n<p>If you&rsquo;re getting a trailer for towing your sailboat, you&rsquo;ll also want to insure the trailer against car accident damage, theft, and other risks. This third protection is usually distinct from what a boat insurance policy offers for your sailboat and gear.<\/p>\n<p>If you&rsquo;ll only occasionally trailer your boat locally around the Sandpoint, ID area, we at Selkirk Insurance Services can help you find basic trailer coverage that&rsquo;ll meet your needs. Of course, we can also assist with more extensive trailer coverage if you regularly tow.<\/p>\n<h2><strong>Get Boat Insurance for Your New Sailboat<\/strong><\/h2>\n<p>If you&rsquo;re getting a new sailboat this season and will keep it around Sandpoint, ID, let us at Selkirk Insurance Services help you set up a boat insurance policy to protect it well. Contact us today to get a policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a new sailboat brings the promise of new adventures on the water. Amidst the excitement of getting a new boat, however, it&rsquo;s important to take a moment and make sure the boat is properly protected. Here are three key things about adequately insuring a new sailboat with boar insurance. 1. Protection Against Damage: Sometimes [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[50,53],"class_list":["post-475","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-sandpoint-id","tag-selkirk-insurance-services"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/475","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/comments?post=475"}],"version-history":[{"count":1,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/475\/revisions"}],"predecessor-version":[{"id":476,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/475\/revisions\/476"}],"wp:attachment":[{"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/media?parent=475"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/categories?post=475"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/tags?post=475"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}