{"id":154,"date":"2017-10-26T08:00:00","date_gmt":"2017-10-26T08:00:00","guid":{"rendered":"http:\/\/www.theinsuranceshopusa.com\/blog\/?p=154"},"modified":"2017-10-12T23:54:53","modified_gmt":"2017-10-12T23:54:53","slug":"umbrella-insurance-doesnt-just-keep-out-the-rain-the-insurance-shop-usa-blog-order-october-2017","status":"publish","type":"post","link":"https:\/\/www.selkirkinsuranceservices.com\/blog\/umbrella-insurance-doesnt-just-keep-out-the-rain-the-insurance-shop-usa-blog-order-october-2017\/","title":{"rendered":"Umbrella Insurance doesn&#8217;t just keep out the rain  &#8212; The Insurance Shop USA &#8211; Blog Order &#8211; October 2017"},"content":{"rendered":"<p>Umbrella Insurance doesn&#8217;t just keep out the rain, it&#8217;s not a fancy parasol or sunshade and you won&#8217;t hear Rihanna singing about it.&nbsp;But you can view it as your protective gadget.&nbsp;It function is to protect your assets from an event that you can&#8217;t anticipate occurring.<\/p>\n<p>What Umbrella means in this instance is:&nbsp; comprehensive,&nbsp;inclusive or&nbsp; overall.<\/p>\n<p>There are some advantages to having an Umbrella Insurance Policy.<\/p>\n<p>1- It&#8217;s liability insurance that supplements your basic policies.<br \/>\n2- It can combine or enhance your auto, renters, or home insurance.<br \/>\n3- It often covers a higher limit than a standard policy.<br \/>\n4- If a lawsuit is filed against you, your coverage will cover those damages up to the policy limit if you are legally responsible.<br \/>\n5- Often we don&#8217;t realize that we have many assets that can be jeopardized in a lawsuit such as:<\/p>\n<ul>\n<li>investments and retirement accounts<\/li>\n<li>cars<\/li>\n<li>house<\/li>\n<li>checking and savings accounts<\/li>\n<li>future income<\/li>\n<\/ul>\n<p>There are difference kinds of coverage for different lifestyle situations, each have different applications and ramifications.&nbsp;In a business for example, there&nbsp;may be a tax deductible for&nbsp;to the insurance. When considering an umbrella policy coverage limits there are several factors you must consider:<\/p>\n<ul>\n<li>&nbsp;&nbsp;&nbsp; The risks you may face.<\/li>\n<li>&nbsp;&nbsp;&nbsp; The value of your assets.<\/li>\n<li>&nbsp;&nbsp;&nbsp; The potential loss of future income<\/li>\n<\/ul>\n<p>In an uncertain world, you need protection for the unseen.&nbsp;&nbsp;You need to look at all the factors and choose an umbrella insurance that&#8217;s right for you. Contact The Insurance Shop USA to see how you can create an umbrella in your life.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella Insurance doesn&#8217;t just keep out the rain, it&#8217;s not a fancy parasol or sunshade and you won&#8217;t hear Rihanna singing about it.&nbsp;But you can view it as your protective gadget.&nbsp;It function is to protect your assets from an event that you can&#8217;t anticipate occurring. What Umbrella means in this instance is:&nbsp; comprehensive,&nbsp;inclusive or&nbsp; overall. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[51],"class_list":["post-154","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-the-insurance-shop-usa-blog-order-october-2017"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/comments?post=154"}],"version-history":[{"count":1,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/154\/revisions"}],"predecessor-version":[{"id":155,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/154\/revisions\/155"}],"wp:attachment":[{"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/media?parent=154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/categories?post=154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.selkirkinsuranceservices.com\/blog\/wp-json\/wp\/v2\/tags?post=154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}